toiveling vs not toiveling

My mother in law bought a chopper made of stainless steel. Her rav told her she doesn’t need to toivel right now. Can we borrow it and use it without toiveling it?
We were told not to use the mikvas in our area. Is it better to wrap the blade in tin foil?

No you may not. If you near a beach, river or lake then go tovel there, if not you may use one of the many services available online which sell your item to a non jew in order to bypass toveling to use it. Here is an example of such a service

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