Using maaser for raffle tickets

I bought a raffle ticket from a Jewish organization using a credit card. If I don’t win, can I take the money I spent on the ticket from maaser? If I do win the prize, which is an item, not money, can I use maaser? Does it make a difference if I win (or not) after paying off the credit card for the month?
Thanks for all you do!

If you use Maaser money, the item you win is owned by Maaser.

And if I didn’t win could I take the money from maaser?